It is scary to live in such a place. I had the problem in Elyria Ohio long ago when kids broke in and stole some items but not any guns. They seen them of course as I had no safe. I figured they would come back so I wired the house with an alarm system and when it went off the neighbor came out with a shotgun. Turns out the one kid was the son of the builder and took the keys for every house. Now I live in the WV country with my own range everyone shoots on and nobody dares come around so I can leave the house open. Every one around me shoots all the time and crime is so low it is no concern.
I know it will be tough but to rent is a waste of money in the worst way. The money should be a house payment. After we married we lived upstairs at my mothers house free but bought a house quick. Moved a few times to better and got laid off to come to WV, near Harpers Ferry, little town of Bakerton. 10 acres and my own range. Rates dropped and we refinanced for 15 years and doubled house payments so it was paid off long, long ago. We do not have a single dime of debt even with just retirement and SS.
My best advice is to get out of debt as fast as you can, own your own home so you don't make another rich. Yes I had to drive 100 miles a day back and forth to work at Dulles for United Airlines but today I am free. Never buy in a builders community with a house 2' from you, get out farther. Get a little land. Learn to fix and do everything so you don't have to pay. I suppose I have saved a million dollars in my life. Consider going out of state if taxes eat you up or restriction are harsh. I looked for a house in VA when I had to move but gave that up fast and told the realtor to take me across the border. Stay away from home owners associations.
I know it will be tough but to rent is a waste of money in the worst way. The money should be a house payment. After we married we lived upstairs at my mothers house free but bought a house quick. Moved a few times to better and got laid off to come to WV, near Harpers Ferry, little town of Bakerton. 10 acres and my own range. Rates dropped and we refinanced for 15 years and doubled house payments so it was paid off long, long ago. We do not have a single dime of debt even with just retirement and SS.
My best advice is to get out of debt as fast as you can, own your own home so you don't make another rich. Yes I had to drive 100 miles a day back and forth to work at Dulles for United Airlines but today I am free. Never buy in a builders community with a house 2' from you, get out farther. Get a little land. Learn to fix and do everything so you don't have to pay. I suppose I have saved a million dollars in my life. Consider going out of state if taxes eat you up or restriction are harsh. I looked for a house in VA when I had to move but gave that up fast and told the realtor to take me across the border. Stay away from home owners associations.