I think the operative words are "continous exposure".
This, for me is a hobby so it isn't like I'm sitting under a sanding machine breathing its dust all day.
The truly obnixious materials like Hot Browing solutions, Casting Lead, using Muratic and Sulfuric acid, brazing, degreasing with Acetone, MEK, Lacqure thinner, brake cleaning fluids, etc I do outside and try to stay upwind from the process.
I also think the News media tends to HYPE the danger far beyond what it truly is just to sell papers (and products which allegedly will save you from horrid things like lead paint on your walls, asbestos on your pipes, mercury from a broken thermometor and second hand smoke from the driver in the car next to you at the stop light).
I guess my feelings about the News media explains why I do my soldering indoors even with the fumes off of the lead and the flux. Here again, it's not like I was doing this every day.