tsuppa, welcome to those who are about to build! whichever kit (i use the term loosely) you decide to do, you will have a tool which is, in the end, uniquely and wholly yours, and i know of few other hobbies which provide this level of satisfaction. Pecatonica makes really good stuff- i'm in the midst of a build now which uses one of their stocks, and i can attest that Dick Greensides is a very accomodating fellow who sells nothing but first rate gear- he will absolutely go out of his way to make sure that you're happy, and you usually get a stock that's actually a half to a full grade better than what's advertised. (thus endeth the 'plug')
if my work were half as nice as Zonie's, i'd be in fat city, but it's not, so i ain't. yet. he has all manner of good advice, and he's never steered me wrong.
now, as i have used the term 'kit,' you should be aware that this isn't the sort of deal where all you really need is a screwdriver and a can of varnish in order to make a rifle. my first build took hundreds of hours (almost all of them fun) if you count fixing the goofs and figuring out how to get to the next step. (i did this before i found this forum- had i been able to pick the brains of the cool guys here, it would have gone much faster and probably turnd out better). What you'll get is a collection of parts, and you'll have to do a good bit of fairly high precision woodworking to get them to fit together properly and work the way they're designed to go.
i would recommend that you take the plunge and purchase, if you don't already own them, Recreating the American Longrifle, The Gunsmith of Grenville County, and while you're plonking down money, get the catalogs from Track of the Wolf and Dixie Gunworks. (Track's catalog has full sized photos of their stuff, and Dixie is a good reference source.) It will be money and time very well invested: the saving in broken parts, blood stains on the wood, and colourful language will far exceed the purchase price of good books and good tools. Thumb through these sources, and you'll get a good idea of what's going to happen after the UPS guy leaves.
You're gonna have a blast, but be warned, you'l be getting all excited about bits of sharp rock before too long.
best of luck
msw