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I always put the rifle in the back of the truck, with the ML pointing away from me, with no cap.

I got home one day from hunting, grabbed my ML from the back, pulled it towards me, checked the nipple to make sure no cap, and I was stunned that there was a cap under the hammer on the nipple.

I am a sticker for safety and checking a gun every time you pick it up.  I am a hunter safety instructor and also I am the coach that teaches safety for our youth trap shooting team.  It is always the unloaded gun that shoots someone.  

I could not believe that I did that, but I did. 

Fleener