I do find the question obviously slanted---6 of the 8 choices are pejorative, at best. However, in the interest of research......I routinely leave my rifle loaded, feather in the touch hole, if I know I will be using it again shortly. I define shortly as within the next 2 to 3 weeks. I do not leave a fired gun loaded, if I have a load in one that has been previously fired, I'll fire it off to clean. Frugal as I am, I'll dig the lead out of the stump or dead tree, too.
"when common knowledge is that by far most people do not leave centerfire rifles/shotguns loaded."
I've got a loaded shotgun by the bedside stand, that stays loaded, all the time----for obvious reasons. :wink:
Likewise, I believe that historically speaking, a rifle or smoothbore would have been kept clean & loaded, especially on or beyond the frontier. As I try to emulate that aspect of muzzleloading, I do as they did, to give me insight into how their guns functioned, how they dealt with problems with their guns, etc.
Others, who are not so "history focused", will have different reasons for leaving loaded or not. I do what works for me, and expect others to do what works for them.
Rod