can't pay with a check, so goodbye to this board.

[earlwb]

Amazingly enough the only people who are free are the homeless ones living on the streets. No money, no bank accounts, no taxes, etc. Granted your life expectancy is a lot less though. But that has been steadily declining anyway.

Thst dreaded number is already here. They just haven’t embedded a chip with it inside of us yet. But our dogs and cats have been testing it out for us for years now.

 

[vintovka]

What no screen door warning? That said, everyone might want to get rid of all their checking accounts right now. The average personal check now provides all the info needed to put a real hurt on you and yours including your signature. May add since the catastrophic, world wide impacts of the Moveit hack millions (self included) have frozen all their credit. Where's the guy with the "end is near" sign?

 

[Old-Duckman]

I have tried several time to join? I even sent my visa number and was told it never came? I am worried sick that it may have fell into the wrong hands. I was informed that it wouldn't be exposed out side of their hands but if it wasn't received how could they know? I am a neanderthal on computers. We didn't have them when I went to school?

I read that should you ever need to send credit card numbers or social security number via email that you should split the number up and send it over 2 emails. Maybe some computer smart member can tell us if that is valid or bogus advice.

 

[Jappo]

I’ll take a check anytime. With the postal service loosing mail, a money order is is a hassle and timely to get your money back. If a check is lost, all that was lost is an envelope. I’ve been using checks for over fifty years and don’t remember ever having an issue.
Call me old school. But I do use money orders and electronic payments when I have to. Especially when I can use a credit card

 

[azmntman]

Barter. Thats all we will be able to do. Make good buddys that will take it too. Barter with them. Oh My.

 

[vintovka]

I’ll take a check anytime. With the postal service loosing mail, a money order is is a hassle and timely to get your money back. If a check is lost, all that was lost is an envelope. I’ve been using checks for over fifty years and don’t remember ever having an issue.
Call me old school. But I do use money orders and electronic payments when I have to. Especially when I can use a credit card

Odds are that all your personal information starting with your name, SS# and CC's all are already public knowledge.

 

[Eutycus]

My last 2 long distance purchases were with a check. Nice to know there are still dealers who have that element of trust.

 

[earlwb]

I read that should you ever need to send credit card numbers or social security number via email that you should split the number up and send it over 2 emails. Maybe some computer smart member can tell us if that is valid or bogus advice.

If the hackers can already intercept emails then breaking it up won’t work either. St first it was a good idea but hackers quickly rendered it moot.

Some credit card companies offer a single use credit card number method. You install their special app into your browser. Then when you go to buy something you get the special single use number and use it. You can set the date for how long it is good for too. That seems the best way so far. Then if a hacker gets the number to try and use later it is invalid and doesn’t work.

 

[Dusty_Traveler]

I mean, all things considered, this IS a free site to start with, isn't it? I also understand how donations help to keep things running smoothly here. Server maintenance, domain service, etc.

@mushka If you're dead set on being a paying supporter, I applaud you for such. I'm sure there are plenty here, myself included, who would be happy to enter your MLF donation online in return for a payment via check.

 

[vintovka]

My last 2 long distance purchases were with a check. Nice to know there are still dealers who have that element of trust.

You send a check with your name, home address, bank name and address, amount, your signature, your acct number, routing number, check number and so on. Seller cashes check adding all their info in process. Bank then digitally copies check making it visible on the net for you and all that have access. Paper check is then destroyed or ?? Makes you think.

 

[SOLANCO]

I was wrong and yo

Nope, FDIC is there only to insure your account if the bank folds.

u are correct!

 

[vintovka]

I left out the DNA and fingerprints and social tracking info you provide as well. Learn to hide in plain sight to survive.

 

[Whughett]

My self I don’t understand the resentment to modern methods of payments. Paper check are a heck of a lot more easy to scam or theft than electronic transaction. My example. All credit cards and debit cards, wife’s included are monitored by the bank. With in seconds any transaction appears on my cell phone s a notification.
And using a third party like PayPal even adds another level of security. IMO about the only thing more secure is cash in person.

 

[azmntman]

I have sent checks and EVEN cash to members here before. Im more scared the P.O. will lose it than anything

 

[azmntman]

I was wrong and yo

u are correct!

Hey, it's just us, yer not talking to SWMBO here.

LOL

Sorry, made me think of the last time I said that (as I was busted for the last purchase).

 

[SOLANCO]

I mean, all things considered, this IS a free site to start with, isn't it? I also understand how donations help to keep things running smoothly here. Server maintenance, domain service, etc.

@mushka If you're dead set on being a paying supporter, I applaud you for such. I'm sure there are plenty here, myself included, who would be happy to enter your MLF donation online in return for a payment via check.

My self I don’t understand the resentment to modern methods of payments. Paper check are a heck of a lot more easy to scam or theft than electronic transaction. My example. All credit cards and debit cards, wife’s included are monitored by the bank. With in seconds any transaction appears on my cell phone s a notification.
And using a third party like PayPal even adds another level of security. IMO about the only thing more secure is cash in person.

I live in Pennsylvania. Discover Card called me at home to ask if I was trying to purchase a piano in San Francisco. They closed the account and issued me a new one with all data transferred over. New cards the next day by FEDEX.

 

[TechMoron]

It ain't gonna get any better. They now have 'Reverse ATM's' in some places. You put your cash in & it gives you a cash card for it.

 

[vintovka]

As i may have already said we took a major bank managers advice and froze all our credit at the big guys like Equifax. He basically said we've farmed out all of out national security control mechanisms and said that there's built in "backdoors" to all of it now. He also confirmed most folks personal info is now available to whoever wants it. It is so rampant we contacted a very local real estate agent to look at a property last week. We only provided a first name and phone #. She found EVERTHING about us on the net from just that down to net worth and history back 74 years ago plus extended family, political affiliation and maybe even our posts here and all of yours as well. I would go figure but brain exploded.

 

[Loyalist Dave]

Yes that is true. But worse is that unless that bank has a lot of powerful leftist political elites as customers then you lose your money in it too. The bank the Feds saved had a lot of political elite customers and they gave them all of their money back not just up to the maximum $400,000.

RIGHT see those two banks also didn't meet the criteria of being a "significant" bank..., but they got helped. What Yellin was commenting on was in part because at that date she didn't know if a lot more banks would fail, and was paving the way to let some die.

LD

 

[Felonious]

Checks are dead, and have been for quite some time. I'm in my thirties and have only written literally a single check in my life, and that was for a blank pledge, otherwise I would have used another payment method.

Checks are, by far, the most unsafe way to transfer money to somebody that you don't know personally. There are so many easy ways to scam people using checks now, it's really for everyone's safety that they're not used. I could pluck a check written to somebody else out of the mail, buy someone's identity online (including their bank accounts, for transferring the stolen money out of) for about $20, slightly modify the numbers, and drain your account before you even knew it happened.

That actually happened to somebody in my family. Somebody got a hold of Grandma's checkbook, bought a stolen identity, transferred a quarter of a million dollars out of it to the stolen identities bank account, and had it transferred into an untraceable cryptocurrency before she even got the fraud alert. That money's gone, and even the FBI says there's not much they can do about it.

I feel the complete opposite way. If somebody only accepts check, PayPal friends and family, or venmo, I won't buy. All three of those options have absolutely no recourse if you get scammed in any way, you can't even dispute a transaction.

I would rather pay a few percent extra and get buyer protection.