You have to have a bucket list! You also need to keep going to that bucket to see what there is for you. If you find your bucket is empty, I guess it is time to "move on", are you ready for that? I make real sure that I will never ever see the bottom of that bucket, what is left for you, if you stop dreaming? It doesn't matter what you need at this stage in your life, it only matters what you want(and can afford). If it is not within your means, just trim back your "want", into something in your means.