Thanks for the quality info RB. Clearly tells me a lot of what I have been reading is not correct. The lower charges might be fine for target work but the heavier charges is definitely what you want for larger game.
Pretty clear that more powder equals more speed, and it is pretty linear. My .32 groups as well with 15, 20, 25, 30 or 35 grains of powder, all that changes is POI. I settled on the fairly light load of 25 grains of Goex 3F, .310 Hornady ball and .018 patch as it groups well and since it is a small game, and paper punching rifle, the light load has no kick and gets lots of shots per pound of powder.
If I was shooting a .45 or larger for big game, I would definitely be using the heavier loads for flatter trajectory and better energy on target. Thanks again.