I work with a young crowd who seem to think they have got to have everything (and right NOW), yet someone owes them financing or funding. If I can't pay cash for something (car, rifle, tools) then I either need to save up for it, or plan ahead. Took me a few years to save up to pay cash for the pick up I drive now, and nearly that for the car I bought a few months ago. I use a credit card, but only to the extent where I can pay it off every month.
Sometimes a choice needs to be made, and I'm in the habit of looking at expenses in terms of gun prices. Cable TV, High-Speed Internet Data lines, pricey cell phone. Those are all spendy gotta-haves that interfere with gun affordability. Fortunately I don't pay several hundred dollars per month for such "necessities" and I don't have brat children who gotta have a $300 cellphone just because their friends' stupid parents cave to their demands.
So, you want a custom gun but don't have funds? You're either living beyond your financial means, or you need to get a handle on what the wife spends on shoes, hair styling, and her nails. Kids wear Nikes & brand name hi-dollar clothes to school? Why? Who is in charge, anyway? If you can't budget for a new rifle now & then, it's obviously not YOU :idunno:
Gun ownership may be a right, but it's not necessarily something everyone can afford. Food, rent, guns - you gotta prioritize :rotf: