I live in the country.
That said, all my firearms are kept loaded and the one nearest to me is the one I will grab first. This is usually my carry pistol.
However, the MLing rifles are in there, and you'd be surprised at how fast a leather capper can be utilized when I have to make a longer shot, or feel I need more power or accuracy than what the carry weapon can deliver.
Having had extensive H2H training, I find MLers are awesome polearms as well. The only guns that seem a bit better in this regard are main battle rifles with bayonets affixed.
So, would I use 'em? I will and have against questionable woodland critters.
First choice? Not if there is a repeating longarm in reach.
Josh